Case Studies for Nobin Udyoktas

Papeya Begum – Jamuna Dairy Farm

Life in the village of Baosi, in Fulchory Gaibandha has not been easy. Things were even more challenging for a family who strived to provide education for the children while providing three meals a day; such is the story of Mst. Papeya Begum. Papeya’s father earned a living by retailing vegetables in the local market. His resolution to keep his children in school and not make them work was faced with financial woes. At that point Papeya’s mother, Mst. Laily Begum, stepped up and decided to support her husband by becoming a member of Grameen Bank in 2010. She took loan to support her children through education and give her husband a hand in business too. Eventually, Papeya managed to complete her secondary school certificate and her brother continued his studies.

Papeya has decided to continue her mother’s legacy in achieving financial independence. Grameen Telecom Trust (GTT) through its Nobin Udyokta program stands by Papeya in this resolution. Papeya has undergone training in livestock rearing at the Juba Unnayon Shanghstha. With equity investment from GTT, she has started her livestock business named ‘Jamuna Dairy Farm’ with two cows. In the next seven years she hopes to own nine cows after paying back her co-investor. Papeya hopes to provide her nine year old son all the opportunities that she missed out in life.

Md. Shamimul Haque – Shamim Garments and Shoe Store

After the end of a busy day, Shamimul looks out in to the horizon and everything seems like a dream. People of the locality consider him a change maker. Shamimul’s clothing shop
‘Shamim Garment and Shoe Store’ is located in the Jorgach Market of Ramna Union of Kurigram District. Bangladesh. His residence is in the nearby village of Khokhoria (Bhorotpara).
Coming from a poverty stricken family, he struggled to complete his education. Shamim’s mother Mst. Nur Selima Begum became a member of Grameen Bank in 2004 and took out a loan for rearing cows.

Unfortunately, it was still difficult for the family to survive. Shamim left academics and began assisting his parents. With a meager capital Shamim started a minor trading business. As the years went by Shamim was able to realize his expertise in the area. Coming from the northern region where there is a high demand for warm clothes in winter, Shamim purchased certain leftover clothing (fata) items from Dhaka and in his very first season made a profit of taka twenty thousand. Shamim eventually set up his own clothing shop in the local market. To help Shamim realize his dream, GTT incorporated Shamim in the Nobin Udyokta program on November 2013. With an investment from GTT and his own capital, Shamim began his business afresh under the program. GTT plans to continue being a steadfast supporter of Shamim because he dared to dream.